How to Handle an Employer That Denies Your Workers Comp Claim?

After a workplace injury, you expect your company to cover your pain, suffering, and expenses. However, what do you do when your employer won’t pay your worker’s comp claim?

If you’ve been injured on the job, worker’s compensation is legally mandated by the U.S. Department of Labor, providing you relief for lost wages, medical care, retraining for a new job, and other benefits. However, sometimes employers don’t want to pay.

It’s a problematic situation, but the good news is that you do have some options. Keep reading to learn what to do if an employer refuses to file a worker’s comp claim after your accident.

Escalate It Further

If management isn’t interested in your case after filing a worker’s comp claim, your first step is to escalate it further up the management chain.

For example, if you work for a franchise and they deny your claim, contact the head office and go up as far as you can within the company, politely asking for a reversal in the decision.

Although it shouldn’t need to be so complicated, sometimes you may find you can get better results if you can reach the right person within the company’s HR or legal department.

Hire a Specialized Workers Comp Claim Attorney

If you’re still not getting results, the case might need to go to court. This can be the best way to legally ensure your company pays the claim, but you’ll want to hire a worker’s compensation lawyer to help you.

The legal system is incredibly complex, so hiring the right lawyer will help you navigate the process—for more info, look online for experienced lawyers within your area.

You may also ask colleagues for recommendations, as you want to find a lawyer who has a proven track record in winning cases similar to your own.

Go to the Media

If you feel you’re being discriminated against or treated unfairly with your case, consider a more unusual strategy—going to the media.

No company wants negative media attention, as it can ruin a business. Often, a bit of pressure from the media, or even the threat of going to the papers, is enough to cause a change of mind when it comes to your case.

Contact Your Own Health Insurance Company

It’s a worst-case scenario, but if your company is refusing to pay, you can check to see if your health insurance will cover your claim.

After a workplace accident, you’re sure to be left with hefty medical bills. So that you’re not out of pocket, see if you can get any reimbursement from your own insurance.

Take These Steps to Protect Yourself After an On the Job Accident

If your company is refusing to handle your worker’s comp claim, it’s most likely a stressful and uncomfortable situation. However, you can use the ideas above to fight the denial, hopefully leading to a better outcome.

Should you or someone you love be suffering after a workplace accident, use these tips to ensure you aren’t left out of pocket from lost wages and healthcare bills.

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